A modern home at twilight

Everyone Deserves a Home.

Build. Buy. Refinance.

The McKnight Team @ PRMI is a full-service mortgage team — helping you buy, build, refinance, or renovate, with a specialty in VA one-time close construction loans.

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  • Since 2007 Serving homebuyers
  • Multi-State Licensed lender
  • NMLS #322977 Licensed loan originator
  • Full-Service VA, FHA, Conventional & more

Why work with us

Financing a home should feel simple. Here’s how we make it straightforward.

  1. 1

    Talk it through

    A quick, no-pressure conversation about your goals, timeline, and budget.

  2. 2

    Get pre-approved

    We review your scenario and issue a clear pre-approval so you can shop or plan with confidence.

  3. 3

    Buy, build, or refinance

    Whether you’re purchasing, refinancing, or building, we line up the right loan and guide every step.

  4. 4

    Close & move in

    We manage the details through closing — and stay your lender for the life of the loan.

What clients say

  • “I think the best part was communication. I didn't have to worry about what was going on because they would keep us posted, and if I ever emailed with a question it was replied to right away. I wouldn't have wanted to do this process with anyone else. My husband and I are so grateful. Thank you Austin.”

    Roxane C. Purchase
  • “From the outset the McKnight team did an excellent job of explaining how the program worked and provided all the necessary information required on our part in order to qualify for the program. Each team member was friendly and helpful in their respective role. The team made sure to answer any questions we had along the way.”

    David H. Construction
  • “Our mortgage process has been uneventful and flawless!!! The entire team is so helpful, professional, and timely in their support. This was our second time using Austin McKnight and Team! They are the best ever!!!”

    Bridgette B. Repeat Client
  • “Can't recommend them more!! Each person I worked with was kind, always replied fast, and answered all my questions! My husband and I tried many places to get a loan to build our home, they were by far the BEST!! We always had to chase the others to even work on our case. The McKnight Team always kept us updated, every step of the way!! Would give hundreds of stars, if possible! Thank you McKnight Team, we would not be currently building our home without you guys!”

    Emily D. Construction
  • “They are the only ones that said no problem to a construction to perm VA loan. They worked everything out and made it easy. They ensured the contracts protected me from builder mishaps. Thanks to Austin McKnight and his team for making everything work smoothly.”

    Joe C. VA Construction
  • “The McKnight team was a pleasure to work with. They were patient and informative for us first-time home builders and helped us with a tricky one-time close on a VA land/construction loan. Austin was very experienced in this area and made us feel supported and prepared. We hope to work with the McKnight team again for future home builds and would happily recommend them to anyone looking for a residential mortgage lender.”

    Erica W. VA Construction
  • “Austin and his team took care of us from the start. We are great full having the McKnight team make our dreams come true by assisting and guiding us with the VA OTC Construction loan process. I would highly recommend this team to my fellow Veterans wanting to go this route.”

    Felipe M. VA Construction
A specialty we’re known for

VA One-Time Close Construction Loans

Construction is one of our specialties — and VA one-time close is where we really shine. Build with your VA benefit: $0 down, a single closing, and no construction-period payments. If a ground-up build is your goal, you’re in expert hands.

  • $0 down for eligible Veterans
  • Single closing — land, build & permanent loan
  • No payments during construction
  • No PMI

Not a Veteran? Build anyway.

FHA One-Time Close — build from 3.5% down

Build a brand-new home with FHA: as little as 3.5% down and flexible credit. And here's something almost no one offers — we can pair it with down payment assistance that covers your 3.5%, so building with little to no money out of pocket is on the table.

Explore FHA Construction

Let’s find your loan

Tell us what you’re planning — buying, building, refinancing, or renovating — and we’ll reach out with clear, honest answers, no obligation. Prefer to talk now? Call (979) 221-6682.

Get your home loan questions answered

Which best describes you?

Ready to get started?

Let's talk through your options. No pressure, no obligation — just straight answers from a team that does this every day.

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Equal Housing Opportunity

Austin McKnight — NMLS #322977 | Branch — NMLS #1161933 | Primary Residential Mortgage, Inc. (PRMI) — NMLS #3094

PRMI NMLS: 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas. Department of Financial Institutions CL-3094.

NMLS Consumer Access

Member, Mortgage Bankers Association